How to write text in Gold using PSE?

Here are the simple steps to achieve this :

1. Open a blank document and paint the background as Black using bucket tool.

2. Now select Text tool and write the text in Black. If you control+click on the text layer in the Layers palette, you will see the text selected as below.

3. Go to Filter menu>Artistic>Plastic Wrap. The slider setting I used for this filter are shown below :

4. Press Control+F thrice and the output would appear like as shown below

5. Now go to Enhance>Adjust color and select the checkbox "Colorize". Adjust the Hue, Saturation and Lightness sliders as shown below.

6. Now go to Layers menu>Layer style>Layer settings. Add Outer and inner color with the Hues of yellow -rust color as shown below. You may add some Bevel to it as well and click Ok.

Here is my final output :